Ask Ms. Ed

The road to getting approved for an auto loan usually starts with lots of questions, mainly because everyone's circumstances are a bit different. For over 20 years, Colleen Murphy, the Director of Special Finance for the Mr. Ed Department, has been providing answers to the most difficult of credit situations. With over 100,000 auto loan approvals under her belt, it's no wonder we call her “Ms. Ed.” If you have a question for Ms. Ed, fill out the form and Colleen and her staff will start working on finding an answer. You should expect a response to your inquiry within 24hrs, but feel free to call us at 480-813-5555 for faster service.

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TOTALLED TRUCK WITH A BALANCE ~ ASK MS. ED

Dear Ms Ed:

My truck was totaled and the insurance company is paying off most of the loan but I will still owe a few thousand when it is completely settled. I need a truck now but I was told by another dealer that since my credit is not perfect, I will have to wait until I pay off the entire balance before I can qualify for another loan. I am in a rental but I have to return it at the end of the week and have no way to get to work. Can the Mr Ed Department help me even though another dealer told me I have to wait?

- “Total”ly Troubled

Dear Troubled:

YES! The Mr Ed Department can help you. While some lenders require a your loan to be paid in full, many do not, and choosing a dealership who knows where to place your loan can make the difference between you driving or walking to work. You “totally” went to the wrong dealer! Let me go to work for you – call my Loan Approval Center at 800 217-MRED (6733) or logon to mred.com and we will get you approved TODAY! We may even be able to finance the payoff on your old truck in the new loan. Put an end to your troubles and contact me now!

  

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UNDERWATER ON MORTGAGE? ~ ASK MS. ED!

Dear Ms Ed:

My wife and I bought our house in Phoenix at the peak of the housing market. Our $180,000 house is now worth $ 65,000. We decided to do a short sale on the house. We have a buyer but it has been 5 months and we are still waiting for the sale to go through. Last week, our car was stolen and we need a car. Can you get us financing with a short sale in process?

- Underwater and Out of Options

Dear Underwater:

ABSOLUTELY! You are not alone – tens of thousands of people in Arizona have found themselves in the same terrible position you and your wife are in and Mr Ed can help you! We will get you a loan which will help you rebuild your credit at the same time! Contact my Mr Ed Loan Approval Center today by calling 800 217-6733 or login to mred.com – it is fast, easy and completely private.

Come see me!

Ms Ed

  

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CAN THE LOAN APPROVAL CENTER HELP ME GET A LOAN? ~ ASK MS. ED

Dear Ms Ed:

My credit is a mess! Two years ago, I co-signed on a truck for my boyfriend. Two months later, he had a new pick-up and a new girlfriend! He was late on every payment and I got collection calls nearly every month. I finally told the Bank to repossess it because there was no way I could make his payment and my car payment too. They repossessed the truck last year December.

My car loan is almost paid off and I am ready for a newer car because it has almost 120,000 miles on it. Little things are starting to go wrong with it so I think it is time to trade it in BUT there’s my repo problem! I am really stressed out about my situation. Can the Mr Ed Department help me to get a loan?

- Miss Mess in Mesa

Dear MMM:

Not only can the Mr Ed Department get you a loan, we can probably do it using your trade-in only with little or no cash down – and at an interest rate that you will love, with a payment you can afford. Most dealerships send your application through a computer and never have contact with the Bank. In the Mr Ed Department, we still handle our business in a personal way and have strong relationships with the Banks who are making the loan. We call and actually speak to the person making the decisions and explain what happened to cause your credit problem and outline the reasons why you are a good credit risk. This personal relationship with our lenders allows us to help a lot of great people get financing-we really do work for you! So give me a call at 800 217-6733 or login to mred.com and do a quick approval. You will have your results in minutes and will know that you are approved before you come in to the dealership…and that will take the stress out of your situation!

PS: We’ll make sure that your trunk is big enough to stuff your ex-boyfriend in it!

Come see me!

Ms Ed

  

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WHAT IF MY CAR WAS REPOSSESSED? ~ ASK MS. ED

Dear Ms Ed:

I had my last car repossessed because I lost my job. I finally found a reliable new job and now I need some wheels. It’s a night shift job and there are no buses available so I’ve been taking a long walk to work every night. Can you help me?

- Pounding the pavement in Peoria

Dear Pounding the Pavement:

Help is on the way! Call my mr. ed department, toll free at 1800217MRED (6733) or log on to mred.com and fill out your application online. It’s fast, free and it’s confidential. We have many lenders that will finance people that have had repossessions. Especially one like yours that was directly due to the economic situation. We’ll get you off of your feet and riding in style in no time! Put away your walking shoes and call Mr. Ed today.

Come see me!

Ms Ed