People don’t care how much you know until they know how much you care. – Tex Earnhardt
Bad Credit Auto Loans

Financing Your Car for First Time Buyers

Getting your first time car loan is a big deal! It is a far cry from going to the supermarket and picking out your favorite fruit or trying out a new home product. It is an investment that requires careful planning when it comes to financing your car. If you don't map out the costs, the budget will go haywire, and soon you will struggle to make monthly payments on your car.

If you want great deals on used cars come to Earnhardt Auto! When financing your car, look no further than No Bull Financing. We handle our business in a personal way and have strong relationships with the banks who make your loan. That is the 'No Bull Difference'. We are able to help even if you have no credit or are concerned about bad credit.

Will Saving Money Help me Get a No Credit Car Loan?

It is smart to plan ahead, taking the time to save money for a down payment on your car. If you are able to do this, you can use it to finance your car. The more you have for a down payment, the lower your payment and interest will be over the next few years. A little money for a down payment can make a huge difference when seeking a no credit car loan.

Can I get a Car Loan even with No Credit?

While some put a down payment toward their vehicle, almost all customers must get a car loan to cover the rest of the cost. You can easily apply for financing at a dealership, but before you do, it is a good idea to get an idea of what credit score you have. Also, be sure to have an estimated budget for your vehicle.

Dealerships like ours with No Bull Financing will also provide loans to those who have special situations like bad credit or no credit. If your credit is poor or non-existent, don’t assume you can't get a bad credit or no credit loan. It's worth it to speak with the dealership's financial department.

Tips to Remember when Financing your Car

  • You should be able to afford the monthly payment. The last thing you want is to put yourself in a stressful situation.
  • Compare interest rates by checking APR (annual percentage rate) that includes the charges you will have to pay. Higher down payments mean lower interest rates.
  • Evaluate total cost of borrowing, including all charges over the loan. These include fees such as registration and insurance.

Contact Us for Great Deals

If you are looking to finance a used or new car that is dependable with a variety of features, then visit our No Bull Financing ASAP! Check out our extended inventory of great deals including dependable used cars, such as the Chevy Silverado, Ford Explorer, or Kia Optima. You’ll be surprised to find how many are loaded with features and improved technology.

You can shop local from your home by visiting us online as well. Have any questions about a particular model? Talk to our online chat staff. We look forward to working with you to finance your first car. Call us today!

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