If you don’t buy from us we both lose money – Tex Earnhardt

Cars Trade

How Soon Can You Trade in a Car?

Are you wondering how soon you can trade in a car that you are financing? Here's what you need to know before trading in your car.

The best time to trade your car is when you will get enough money for it to be a down payment on your next car. This really could be any time, but you certainly want to pick the optimum time to make a trade. Get started with our loan approval process.

Can you trade in a car after six months?

Maybe it’s been six months and you want to trade. Here are some considerations. First, you need to understand that you won’t get full value on your trade-in.

Once it has been bought and sold, it is no longer considered new, no matter how few miles. On the other hand, you will get top dollar on a trade that is only six months old if there are no outstanding issues, such as a wreck or very high mileage. What would be high mileage on a six month old car?. That would be anything over 5,000 miles. Even that would seem high to many buyers.

Can you trade in a car after one year?

The one-year plan makes more sense. You have enjoyed the car for a year and gotten some value out of it. If you trade now, you should get a good price toward your next car. Of course, the price will have to pay off the loan. Otherwise, you will have to put down a payment for the new car and pay off the old car loan at the same time.

We tell our regular customers to let us know if they are wanting to trade earlier than the normal three to five years. That way we can help them figure out the finances.

Why trade a car after a year?

The number one reason to trade a car after a year is usually the excitement of new technology. Frankly technology is changing so fast that we understand why people are looking to trade more often. Click here to learn the best places to trade in a car in Phoenix AZ.

Earnhardt Auto makes it easy to get a good trade-in value on the car of your dreams at one of our many new car dealerships or our online used car inventory. What do you need to do? Why not evaluate your trade using our easy tool. Then you can get started toward your next exciting adventure in a new car.


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All tax, title and vehicle registration fees are additional. See dealer for complete details.